5 Best Finance Apps To Download 2024

good personal finance apps

In today’s society, money management is a consistent trend. Others save money for their children’s education, while some invest in properties or buy things they long for. However, managing finances can sometimes be complicated, especially for those incapable of stopping themselves from buying things. Hence, if you’re looking for ways to manage your expenditures, there’s a good chance you’re looking for digitally innovative ways to achieve your goals, perhaps the best finance apps.

These handy money apps are available for Android and iOS devices to stay on top of your finances. 

These apps help with your budget, keep track of your spending habits, and more, so you don’t have to worry about exceeding your bills. This article consists of the five best finance apps to download in Singapore. 

finance apps

 

Finance Apps
Accuracy Ratings
Effectiveness Ratings
Total Score 
Goodbudget
8
8.5
8.25/10
Household Account Book
9.25
9.75
9.5/10
Wally
10
8
9/10
Zenmoney
9.5
10
9.75/10
YNBA
8
7.75
7.87/10

 

Goodbudget

Score: 8.25/10

 

Goodbudget

Goodbudget is the best finance app in Singapore. In Goodbudget, the monthly income is divided up into different categories based on the envelope system. In addition, couples and families can share a budget using the app since multiple devices can access the same account. 

In contrast to other apps, Goodbudget does not require syncing bank accounts. Instead, the balances of the accounts (which can be retrieved from the bank’s website), cash amounts, and debts need to be entered manually. Once the accounts and income have been entered, a person can assign money to envelopes, which are spending categories.

This app allows syncing across multiple devices, making it perfect for families and couples. It will enable the person and their spouse to create a budget together and update it as they spend. For easier tracking, allocate budgets to categories such as car insurance, cell phone bills, and groceries. 

Available: IOS and Android

 

Household Account Book

Score: 9.5/10

 

Household Account Book

Household Account Book is a personal finance app in Singapore. Despite its limited functionality, the budget book app’s cute graphics will motivate you to make budgeting fun. A comic built into the app that reveals more information as you use it may also be an excellent way to introduce simple financial planning to children.

As you accumulate entries, you’ll be rewarded for adding more entries with comics featuring the app’s titular characters! Keeping track of your finances lets you stay on top of your favorite money-savvy characters.

Available: IOS and Android

 

Wally

Score: 9/10

 

Wally

Wally is the finest choice for finance apps for students in Singapore. We would be understating Wally’s features if we said he had many. It has a lot to offer, with a slick interface and powerful budgeting features. By breaking down spending and income into manageable data, Insights and Highlights go beyond simple finance tracking.

A pleasant design and easy-to-navigate interface make this app great for beginners. In addition, the receipts can be saved digitally using its InstaScan feature to track what you spend every day, from the morning coffee to the taxi fare.

Available: IOS and Android

 

Zenmoney

Score:9.75/10

 

Zenmoney

Zenmoney is an outstanding choice for business finance apps in Singapore. Transaction entries can be automatically generated based on incoming text messages, saving time. As well as showing accumulated savings, the app encourages users to keep by allowing them to transfer the amount to their savings account.

Zenmoney can also predict future expenses based on spending habits, which is pretty impressive. Moreover, Zenmoney covers all the essentials need to manage the finances as a family and allows everybody to log in and enter data conveniently. 

Available: IOS and Android

 

YNBA

Score: 7.87/10

 

YNBA

YNBA is the best choice for finance apps for small businesses in Singapore. You Need A Budget(YNAB), is a good choice for those who wish to calculate their finances down to the cent. With this app, one can match synced transactions to those entered themself to plan accurately based on the balances instead of choosing one or the other. Moreover, it claims to have saved new users quite a bit of money through its four-rule budgeting method.

Available: IOS and Android

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