We describe the requirements for getting the most prestigious credit card in Singapore. Aside from that, we are also here to share our picks for the most prestigious credit card in Singapore. Check out below if you want to know the privileges that come with each one, how you can qualify for them & fees that need to be settled. Let’s discuss & you can compare them side by side.
Most Prestigious credit cards |
Benefits |
Affordability |
Total Score |
American Express Centurion Black Card |
9/10 |
6/10 |
7.5/10 |
UOB Reserve Card |
8.5/10 |
7/10 |
7.75/10 |
OCBC Elite World Card |
9.5/10 |
9/10 |
9.25/10 |
American Express Singapore Airlines Krisflyer Ascend |
8/10 |
8/10 |
8/10 |
Citi Ultima |
8.5/10 |
7.5/10 |
8/10 |
DBS Insignia Visa Infinite Card |
9/10 |
—– |
9/10 |
American Express Centurion Black Card
The American Express Black card is a high-end, exclusive charge card available to individuals on an invitation-only basis. Buyers may qualify for the American Express Platinum Card based on their credit score & income. However, it is not available to just anyone. It is a charge card(an electronic payment card that charges no interest but requires that you pay out the statement balance in full, usually monthly) that’s offered to high-net-worth -individuals(People who fall into this category have at least $1 million in liquid financial assets) through an invitation. The privileges of a black card include upgrades on flights, hotels & rental cars and access to exclusive airport lounges; it also offers private concierge service and early access to concert tickets & there are even rumors it can provide charter jet service.
Sign-up Fee: $10,000
Annual Fee: $ 5,000
UOB Reserve Card
The most prestigious cards in Singapore offer customised services that fit exclusive spending, whether in the country or abroad. UOB Privileges: access to private members-only clubs such as Sentosa Golf Club, unlimited miles purchase, additional privileges for Diamond Cardmembers, complimentary 2nd-night hotel stay, and complimentary birthday treats. UOB reserve card is the most prestigious credit card in Singapore.
Annual Fee: $3,852
Eligibility: Minimum annual income of S$ 5,00,000 or at least S$2 million in deposit in a UOB account.
OCBC Elite World Card
Look no far if you are searching for a black credit card that may be within your grasp in a few years. OCBC Elite world card exclusive privileges: enjoy instant access to premier centres in Singapore & across the region, enjoy an unlimited 1% rebate on selected categories like online merchants, transport, fast food, and convenience stores a monthly minimum spend of S$ 400 is required for you to enjoy the 1% rebate, no charges will be incurred for withdrawals made at OCBC Malaysia, OCBC wing hang & OCBC NISP ATMs and more.
Annual Fee: No annual fee
Eligibility: Minimum income of S$250,000 & age of 21
American Express Singapore Airlines Krisflyer Ascend
You can earn 5,000 Kris Flyer miles on your first card use. Additionally, you can receive 3,600 KrisFlyer miles based on 1.2 KrisFlyer miles per $ 1 spent locally. The card also earns 2 KrisFlyer miles for every $1 equivalent foreign spent on eligible purchases during June & December. Further, as a cardmember, you benefit from many travel privileges, including an annual hotel night at Hilton properties in Asia pacific & four complimentary airport lounge passes at participating SATS Premier Lounge in Singapore, plaza premium lounge around the world. So it is the most prestigious credit card, right? by seeking its privileges.
Annual Fee: S$337.05 (inclusive of GST)
Annual Supplementary Card Fee: S$80.25 (inclusive of GST) waived for the first year
Citi Ultima
Citi ultima credit card is perfect for high-spending travellers who enjoy golfing on their gateways. Becoming a Citi ultima cardmember, you can enjoy its privileges, such as you get the benefit to enjoy complimentary airport limousine transfers, an exclusive benefit reserved for clients with assets under management above- S$1,500,000, and so more. Only a few selected individuals with great net worth are given to participate in the Citi ultima, which they found. You are the luckiest individual; if you are chosen, you will be able to learn about its unique benefits.
Annual Fee: S$4,160
Eligibility: Minimum income of S$500,000 & total assets of at least $5 million with Citibank
DBS Insignia Visa Infinite Card
The DBS Insignia Visa Infinite Card is the perfect credit card if you no longer use cash for purchases. By using this card, you can enjoy an instant 20% discount when you fuel up with Esso Synergy™ Supreme+ designed to reduce engine stress & corrosion for smoother drivers or get an instant 18% discount for all other Esso Synergy™ fuels; this offers valid till 31 Dec 2023, you get privileges, such as gifts: 1,00,000 welcome air miles, a luxurious two-night stay of at your choice of more than 40 luxury hotels & resorts in Asia, two complimentary Jetquay quayside passes with dedicated check-in & immigration clearance per calendar year, four complimentary airport speed passes, complimentary priority pass access to over 1000 airport lounges worldwide and more.
Eligibility: Min. income S$ 5,00,000 or a total of $3 million in assets with DBS
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