8 Best Maid Insurance Policies in Singapore 2024

best maid insurance singapore

All Singaporean employers of maids are required to purchase maid insurance. It is highly recommended to have your maid insured, although maid insurance is not compulsory in Singapore. The aim of maid insurance is to protect Singaporean employers financially in the event that their employees are injured or ill while on the job. Having maid insurance provides coverage in the event of an accident or illness while working in the home. You would be responsible for any medical expenses your maid incurred without maid insurance. Choosing the right maid insurance policy can be challenging because of the many options available in Singapore. Here, we will provide you with a list of the 8 Best Maid Insurance Policies in Singapore to help you choose the right one!

maid insurance

Maid Insurance 
Customer Satisfaction Ratings 
Services Ratings 
Total Score 
Income Domestic Helper Insurance
 8.8
 8.6
8.7/10
HL Assurance Maid Protect 360
 8.5
 8.3
8.4/10
Etiqa Maid Insurance
 8.8
 9
8.9/10
Great Eastern MaidGR8
 8.5
 8.5
8.5/10
MSIG MaidPlus
8
8.2
8.1/10
AXA SmartHelper Helper Insurance
 8
 8
8/10
TIQ eProtect Maid
8.5
8.7
8.6/10
DBS Maid Protect
8.4
8.2
8.3/10

 

Income Domestic Helper Insurance

Score:8.7/10

 

Income Domestic Helper Insurance

We are fortunate to have housekeepers in our culture, and we should pay them back by providing them with the best maid insurance in Singapore. Income’s Domestic Helper Insurance is just one such maid insurance policy. In this maid insurance Singapore, everything is covered, from accidental coverage to hospitalization coverage and even performance bonds. It is possible to increase the coverage of your loyal housekeeper if you wish to offer her greater advantages. A number of enhanced perks are available, including increased medical coverage and hourly wages.

Key Differentiators

  • Injuries caused by accidents that result in death or permanent disability
  • Expenses associated with outpatient treatment for injuries
  • Personal liability of domestic helpers
  • A special grant due to a death
  • Expenses associated with terminating your domestic helper
  • Compensation for wages (up to 30 days)
  • Expenses for hospitalization and surgery (per year)
  • The process of sending your domestic helper home

Contact and Address: On their website, you can find their contact information and address.

Website: income.com.sg

Operating Hours:

  •  9am-5:30pm, Monday-Friday
  • Saturday, 9am-3pm

 

HL Assurance Maid Protect 360

Score:8.4/10

 

HL Assurance Maid Protect 360

This Singapore maid insurance policy may not provide you with the best rates across the board, but it provides comprehensive coverage for your domestic employee. A limited liability plan, on the other hand, may not appeal to individuals looking for employer coverage in addition to their existing plan. Therefore, this maid insurance in Singapore, Maid Protect 360 bundle, for the range of services provided, is not as cheap as other insurance alternatives with comparable pricing, but a number of additional layers of coverage appear to be present.

Besides offering maid insurance Singapore, Maid Protect360 also offers additional coverage to save you up to 50% on your maid’s 6-monthly medical checkups. In addition, you will be able to provide your housekeeper with more coverage and protection against communicable diseases, critical illnesses, and COVID-19 with this maid insurance.

Key Differentiators

  • Benefits for personal accidents and hospitalization
  • Benefits for outpatient medical and dental care
  • Expenses associated with terminating and rehiring maids
  • A medical benefits rider with enhanced health care benefits

Contact: +65 6702 0202

Address: Singapore 089057, 11 Keppel Road, 11-01 ABI Plaza

Operating Hours: 9am-6pm, Monday-Friday

Website: hlas.com.sg

 

Etiqa Maid Insurance

Score:8.9/10

 

Etiqa Maid Insurance

Etiqa Maid Insurance is one of the best maid insurance companies in Singapore, offering comprehensive coverage such as medical coverage, personal accident coverage, and repatriation costs. This is one of the most cost-effective and best maid insurance in Singapore if you want to give your maid the finest benefits without spending a lot of money.

Your helper’s hospitalization expenses will be covered by this maid insurance singapore if he/she gets sick. That’s why we believe that it’s one of Singapore’s best maid insurance plans and also one of the cheapest maid insurance. Furthermore, there are wages, termination, and rehire expenses, as well as medical reimbursements. Alternatively, this maid insurance will reimburse you if your housekeeper takes something extremely valuable from you.

Key Differentiators

  • Compensation for wages and reimbursement for levies
  • Expenses associated with termination and rehiring
  • You will receive reimbursement for your maid’s medical expenses in the unfortunate event that she abuses you

Contact: +65 6887 8777

Address: Singapore 048583, One Raffles Quay, #22-01 North Tower

Operating Hours: 8:30am-5:30pm, Monday-Friday

Website: etiqa.com.sg

 

Great Eastern MaidGR8

Score:8.5/10

 

Great Eastern MaidGR8

Incorporating comprehensive liability coverage into the GR8 Maid insurance plan provides a great deal of protection for the business. A GR8 Maid insurance singapore package may be ideal for you if you want to avoid disputes or obtain more security. In spite of the slightly higher rate, it is undoubtedly worth the money – depending on what you’re looking for! As one of the best maid insurance in our ranking, this policy focuses primarily on employer liability coverage.

Key Differentiators

  • Accidental death and permanent disability coverage
  • In case of death or permanent disability due to an accident or illness, benefits for repatriation may be available
  • If your maid is found to be unfit to perform her duties, you may be entitled to termination expenses
  • In case of illness or accident, reimbursement of hospital and surgical expenses
  • Liability of domestic maids
  • Liability of employers

Contact: +65 6248 2211

Address and Operating Hours: Visit their website for their address and operating hours.

Website: greateasternlife.com

 

MSIG MaidPlus

Score:8.1/10

 

MSIG MaidPlus

MaidPlus is known as one of the best maid insurance policies in Singapore due to its comprehensive coverage on both sides: higher employer liability coverage and greater employee benefits. If you care more about protection than money, this is a great alternative to maid insurance. A maid insurance policy from this company gives you a choice between three different coverage levels: Standard, Classic, and Premier. When compared with other maid insurance competitors, it is well worth the cost because of its modest monthly premiums. There is, however, only a 26-month plan option available for MaidPlus, not a 14-month plan.

Key Differentiators

  • Wages & Levy Reimbursement on a daily basis
  • A guarantee of maid insurance
  • Benefits for medical expenses
  • Grants of special importance
  • Assistance with domestic work as an alternative

Contact: +65 6827 7602

Address: Singapore 068807 4 Shenton Way #2101 SGX Center 2

Operating Hours: 8:45am-5:30pm, Monday-Friday

Website: msig.com.sg

 

AXA SmartHelper Helper Insurance

Score:8/10

 

AXA SmartHelper Helper Insurance

SmartHelper Helper Insurance from AXA stands out among the best and most dependable maid insurance in Singapore. Employers and their domestic staff can benefit from this maid insurance by getting an extended level of coverage beyond what is available through the Ministry of Manpower. Among the benefits covered by this Singapore maid insurance are personal liability coverage, critical illness protection, and repatriation coverage. 

One of the best things about this maid insurance in Singapore is that it provides coverage 24 hours a day, 7 days a week, except when he/she goes on leave. In case you want additional coverage, your maid’s package can include therapy and dental care. Your dependable housekeeper will be well cared for with any one of these improvements.

Key Differentiators

  • Coverage for personal accidents worldwide 24 hours a day
  • Coverage for personal liability
  • The Repatriation Coverage
  • Coverage for hospitalization and surgery
  • An insurance policy that covers critical illnesses

Contact: +65 6880 4888

Address: AXA Tower, #24-01, 8 Shenton Way, Singapore 068811

Operating Hours: 9am-5:30, Monday-Friday

Website: axa.com.sg

 

TIQ eProtect Maid

Score:8.6/10

 

TIQ eProtect Maid

Among its range of maid insurance policies, TIQ eProtect Maid offers three levels of protection, each with a different level of benefit coverage. The company also offers a number of options for customizing your eProtect Maid insurance plans, such as critical illness coverage and home protection against fire, burglary, or thievery by helpers.

Think about this maid insurance if your budget is a major concern and also if you want to learn more about its affordability, adaptability, and straightforwardness. Online platforms such as eTiQa, which allow you to receive a quote instantly and avoid time-consuming work, are another benefit of eTiQa’s insurance.

Key Differentiators

  • Your maid is covered for personal injury
  • The costs of hospitalization and surgery for your maid who has COVID-19
  • Expenses associated with repatriation
  • Compensation of wages and reimbursement of levies
  • Expenses associated with terminating and rehiring 
  • Reimbursement of medical expenses in case of maid abuse

Contact: +65 6887 8777

Address: Singapore 048583, One Raffles Quay, #22-01 North Tower

Operating Hours: 8:45am-5:30pm, Monday-Friday

Website: tiq.com.sg

 

DBS Maid Protect

Score:8.3/10

 

DBS Maid Protect

It is Chubb maid insurance Singapore Limited that provided the Maid Protect insurance policy, which is compliant with MOM’s new requirements. In what ways does maid insurance differ from other maid insurance? It is not a good idea to throw money away on low-quality maid insurance policies. You can apply online and get comprehensive coverage for your lady with this package. If you are looking for a maid insurance policy that is affordable and provides basic protection, Maid Protect may be the policy for you! It is important to note, however, that the plan is only available for 26 months.

Key Differentiators

  • Accidental Death Insurance – Personal Accident Insurance
  • Accidental Disability Insurance – Personal Accident Insurance
  • Insurance for medical care
  • Bonds for insurance guarantees
  • Additional Add-ons

Contact: (65) 6339 6666

Address and Operating Hours: On their website, you can find their address and operating hours.

Website: dbs.com.sg

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