Best Miles Credit Cards for Singapore 2024

Best Credit Cards

In the vibrant landscape of Singapore’s best credit cards offerings, navigating through the multitude of options to find the best miles credit card can be a daunting task. Fear not, as we’ve curated a list of top contenders for 2024, tailored to suit different preferences and lifestyles. So, whether you’re a frequent flyer or someone who enjoys the occasional getaway, read on to discover the perfect match for your financial journey.

Citi PremierMiles Card

Best Credit Cards

For the savvy young professionals out there, the Citi PremierMiles Card emerges as a stellar entry-level option. Not only does it cater to those with moderate monthly spending, but it also boasts the advantage of Citi Miles which never expires. This unique feature provides cardholders with a generous timeframe to accumulate miles for future redemptions.

Key Features:

Citi PayAll Advantage: Earn miles on bills such as rent, insurance premiums, taxes, and utilities, a perk often excluded by other credit cards.

Travel Perks: Enjoy 2 airport lounge passes annually, complimentary travel insurance, and enhanced miles per dollar (MPD) rates with Kaligo and Agoda.

Annual Fee: S$194.40

Income Requirement: S$30,000 for Singaporeans and PRs; S$42,000 for foreigners.

AMEX Singapore Airlines KrisFlyer Ascend Card

Best Credit Cards

Designed with Singapore Airlines (SIA) loyalists in mind, the AMEX Singapore Airlines KrisFlyer Ascend Card is a mid-level gem offering a plethora of travel perks. From airport lounge access to bonus KrisFlyer miles, this card caters to those who value a well-rounded travel experience.

Key Features

Elite Gold Membership Tier: Enjoy exclusive benefits like KrisFlyer Gold Lounge access, priority check-in, and additional baggage allowance.

Travel Privileges: Complimentary stays at the Hilton, preferential rates for Wi-Fi routers, and Hertz rentals.

Annual Fee: S$340.20

Income Requirement: S$50,000 for Singaporeans and PRs; S$60,000 for foreigners.

DBS Altitude Card

Best Credit Cards

The DBS Altitude Card stands out as an all-purpose card, offering points that never expire. With a solid rewards program and bonus miles opportunities, it’s a popular choice for those seeking versatility in their credit card usage.

Key Features:

DBS Multiplier Synergy: Combine with the DBS Multiplier for higher interest on savings while you spend.

Fee Waiver Option: Annual fee waived with S$25,000 spend yearly, though without bonus miles.

Annual Fee: S$194.40 (waived with S$25,000 spend yearly)

Income Requirement: S$30,000 for Singaporeans and PRs; S$45,000 for foreigners.

Maybank Horizon Card

Best Credit Cards

The Maybank Horizon Card shines as an entry-level miles card, particularly for local spenders. Offering an impressive 3.2 MPD for local categories like dining, public transport, Grab rides, and petrol, it’s a rare find with a range of travel benefits.

Key Features:

Accessible Spending: With a minimum spending of S$300, this card remains accessible to a wide audience.

Travel Bonuses: Enjoy free travel insurance, complimentary airport lounge access, and VIP lounge access for specific transactions.

Annual Fee: S$180 (waived for the first 3 years)

Income Requirement: S$30,000 for Singaporeans and PRs; S$45,000 for Malaysians; S$60,000 for foreigners.

Standard Chartered Visa Infinite

Best Credit Cards

For those seeking a premium experience, the Standard Chartered Visa Infinite card stands out, offering a host of luxurious perks. While not entry-level, it provides exclusive privileges for high-income individuals, making it a statement piece in the credit card arena.

Key Features

Priority Pass Lounges: 6 complimentary visits per year.

Exclusive Dining: Privileges at Marina Bay Sands and 24/7 access to Visa Infinite Concierge.

High Coverage Insurance: Travel insurance coverage up to S$1,000,000.

Annual Fee: S$594

Income Requirement: S$30,000 for Priority/Private Banking clients (Singaporeans and PRs); S$60,000 for foreigners. S$150,000 for all other clients.

UOB KrisFlyer Card

Best Credit Cards


The UOB KrisFlyer Credit Card offers a unique fusion of a miles card and bank account, making it a compelling choice for those who prioritize travel with Singapore Airlines and Scoot.

Key Features:

Dual Rewards: Earn 3 MPD on local spending and an additional 3 MPD for transactions with SIA brands.

Comprehensive Perks: From GrabFood vouchers to KrisShop rebates and a renewal bonus of 10,000 KrisFlyer miles.

Annual Fee: S$194.40 (waived for the first year)

Income Requirement: S$30,000 for Singaporeans and PRs; S$80,000 for foreigners.


Choosing the best credit cards in Singapore for 2024 involves aligning the card features with your lifestyle and preferences. Whether you’re a budget-conscious local spender or a high-flying globetrotter, there’s a card on this list tailored just for you.

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