Best Shopping Credit Cards in Singapore 2024

Best Credit Cards

In the ever-evolving landscape of credit cards, finding the right one can be overwhelming. To simplify your decision-making process, let’s delve into the top credit cards available in Singapore, each catering to unique shopping preferences and lifestyles.

Best Credit Cards are essential companions for the discerning shopper, offering a plethora of benefits and rewards. Let’s explore our top picks for 2024, emphasizing simplicity, cashback, and convenience.

Citi Rewards Card

Best Credit Cards

If online shopping is your guilty pleasure, the Citi Rewards Card is your perfect match. Earn a remarkable 10 Rewards points (4 miles for every $1) for all your online spend, both locally and overseas. The best part? No minimum spend is required. Your accumulated points can be used to offset purchases or redeemed from an extensive Citi ThankYou rewards catalog.

With a monthly cap of 9,000 bonus Rewards points for online shopping, equivalent to S$1,000, and no cap on base Rewards points, this card is ideal for frequent online shoppers. Just be aware that once you hit the cap, your earnings drop to 1 Reward point for every S$1 spent.

UOB EVOL Card

Best Credit Cards

For the tech-savvy shopaholics embracing a cashless lifestyle, the UOB EVOL Card is the go-to choice. Enjoy a generous 8% cashback on all online and mobile contactless spending using various platforms like Apple Pay and Google Pay. Just maintain a reasonable minimum spend of S$600 per statement month to maximize your cashback.

Keep an eye on the S$60 cap per statement month across categories and ensure you stay within the limits to fully capitalize on this card’s benefits.

UOB Absolute Cashback Card

Best Credit Cards

Simplicity meets unlimited rewards with the UOB Absolute Cashback Card. Offering a straightforward 1.7% cashback on all purchases, this card has no minimum spending requirements or cashback caps. Ideal for those with a busy lifestyle who prefer hassle-free cashback without the need to track expenses.

Consider applying when planning significant online purchases, as the unlimited cashback feature makes it perfect for buying high-ticket items like household appliances or electronics.

CIMB Visa Signature Card

Best Credit Cards

For those seeking the highest cashback rates, the CIMB Visa Signature Card stands out with a remarkable 10% cashback on online shopping. However, it’s crucial to note that this card is tailored specifically for online purchases, including groceries.

Ensure a minimum spend of S$800 per month to qualify for the 10% cashback, capped at S$100 per statement month, divided into S$20 per category. Enjoy a lifetime fee waiver for principal cardholders, making it a cost-effective choice.

DBS Live Fresh Card

Best Credit Cards

Fashionistas, rejoice! The DBS Live Fresh Card offers a delightful 5% cashback on qualifying online purchases, covering everything from clothing to beauty products. Additionally, all Visa contactless payments during physical shopping contribute to the 5% cashback.

Maximize your earnings by exploring eco-friendly merchants, earning an additional 5% cashback, and bringing the total possible cashback to 10%. With occasional promotions, stay vigilant for increased cashback rates on selected spending categories.

OCBC Titanium Rewards Card

Best Credit Cards

For avid shoppers who frequent both physical and online stores, the OCBC Titanium Rewards Card is a must-have. Earn 50 OCBC$ for every S$5 spent on shopping categories, translating to 10 OCBC$ per dollar or 4 miles per dollar. From duty-free stores to popular online marketplaces, this card covers it all.

Enjoy an extra 2% cash rebate when shopping at BEST Denki and benefit from complimentary e-Commerce Protection, safeguarding your online purchases. Keep in mind the bonus cap of 10,000 OCBC$ per calendar month or S$1,110 per calendar month.

Conclusion

Selecting the right credit card can significantly enhance your shopping experience. Whether you prioritize high cashback rates, unlimited rewards, or specific spending categories, the Best Credit Cards in Singapore for 2024 offer a variety of options to cater to your needs.

Choose wisely and enjoy the perks that come with your ideal credit card, making every purchase a rewarding experience.

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